Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, takes Moscow, ID requests by phone and online. Moscow is in Latah County, Idaho, about 23.8 miles north of Lewiston, ID; its main ZIP, 83843, had 758 employer establishments in 2023. Each request is reviewed, decided and priced by a lending partner.
| County | Latah County, Idaho |
|---|---|
| ZIP 83843 employers | 8,789 on payroll at 758 employer sites (ZBP 2023) |
| Under five employees | 48.5% of ZIP 83843's employers, per ZBP 2023 |
| Top two sectors | Retail trade 109; accommodation and food services 107 |
| Self-employed residents | 6.9%, margin 1.7 points (ACS 2020-2024) |
| Distance | Roughly 23.8 miles north of Thain Rd |
Moscow, ID and its two ZIP codes
Moscow lies in Latah County, Idaho, about 23.8 straight-line miles north of 235 Thain Rd. Most of the city's land, 91.5%, is in ZIP 83843; the remaining 8.5% is in ZIP 83844, which lies entirely inside the city. Moscow covers only 5.3% of ZIP 83843's land, so ZIP 83843 figures include businesses outside city limits (Census 2020 ZCTA-to-place relationship file).
ZIP 83843 sectors, 2023
ZIP 83843 had 758 employer establishments in 2023, employing 8,789 people with $353.7 million in annual payroll; 48.5% had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Retail trade | 109 | 28.4% |
| Accommodation and food services | 107 | 33.6% |
| Health care and social assistance | 96 | 34.4% |
| Other services | 80 | 56.2% |
| Professional, scientific and technical services | 77 | 70.1% |
| Construction | 67 | 65.7% |
Food service sits almost level with retail in ZIP 83843, a different mix from ZIP 83501. Restaurants and cafes tend to ask about kitchen equipment and short gaps in cash; most professional offices are very small (70.1% under five employees) and tend to ask about working capital.
Self-employed Moscow, ID residents, by business type
About 6.9% (+/- 1.7) of Moscow's employed residents were self-employed in 2020-2024, split almost evenly between incorporated (3.2 points) and unincorporated (3.7 points) businesses (American Community Survey 5-year estimates).
The Moscow, ID business license question
Moscow owners search for the city's business license rules. Whether a license applies depends on where the business operates and what it does; check the city's own pages rather than a summary.
A Moscow, ID business for sale, from the buyer's side
Searches for a Moscow, Idaho business for sale point to buyers as well as founders. Buying a going concern is its own kind of request: a partner will want the seller's records as well as yours, and the purchase price, inventory and equipment are often valued separately. Call before assuming any of the six options covers a purchase.
From Moscow, ID to Thain Rd without the drive
Moscow owners do not need to drive south. Call (208) 439-3933; the short form also works, and partners see the same file either way. Nez Perce County figures are on the Lewiston, ID page, and other towns are on nearby valley towns.
Moscow, ID businesses we help
Our partners have confirmed appetite for four kinds of business: contractors and construction trades, restaurants and food service, medical and dental practices, and retailers and wholesalers that carry stock. If your Moscow, ID business is something else, call and ask before you spend time on paperwork.
What to gather before you call
- The last three to six months of business bank statements
- Business and personal tax returns for the latest year
- Current financial statements: profit and loss plus a balance sheet
- Photo ID for every owner of the business
- A simple schedule of current business debt and monthly payments
- A written quote or invoice if the money is for equipment
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
From first call to a partner's decision
- Reach us at (208) 439-3933 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our office is at 235 Thain Rd, Lewiston, ID 83501.
By Wheatpeak Lenders ยท Updated