Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, sets out here what the broker relationship means. Wheatpeak Lenders is a broker, not a lender. Lending partners read each request, decide on credit and fix the rates and terms. A merchant cash advance is not a loan. Calculator results are estimates, not offers.
Our role
Wheatpeak Lenders is a broker, not a lender. It does not make loans, does not purchase receivables, does not issue credit decisions and does not set rates, fees or terms. Those belong to the lending or funding partner that reviews your request.
Nothing here is an approval or an offer
Nothing on this website is an offer of credit or a commitment to lend. No approval, amount, rate, term or timeline is promised. Any offer you receive comes from a partner, in writing, and its own documents govern.
Merchant cash advances
A merchant cash advance is not a loan. It is a purchase of part of a business's future receipts, collected through remittances. We describe it in those terms on every page where it appears.
Calculators and examples
Calculator results and any figures marked as hypothetical are illustrations built from the numbers you or we chose. They are not quotes and do not reflect any partner's pricing.
Information sharing
When you ask us to, we share the details you provided with one or more partners so they can review the request. The footer's privacy policy link has the specifics.
By Wheatpeak Lenders · Updated