# Wheatpeak Lenders > Wheatpeak Lenders is a small-business funding broker at 235 Thain Rd, Lewiston, ID 83501 (phone (208) 439-3933). It helps businesses in Lewiston, ID; Clarkston, WA; Moscow, ID and across Nez Perce County, Idaho, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Wheatpeak Lenders connects you with lending partners; partners make credit decisions and set rates and terms. Wheatpeak Lenders is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Wheatpeak Lenders does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, does not lend its own money, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 235 Thain Rd, Lewiston, ID 83501, United States - Phone: (208) 439-3933 - Apply: https://wheatpeaklenders.com/apply/ - Service area: Lewiston, ID; Clarkston, WA; Moscow, ID and all of Nez Perce County, Idaho - Language: English ## Funding options - [Compare Business Funding Options in Lewiston, ID](https://wheatpeaklenders.com/business-loans/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, lays six funding options out on one page: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The comparison shows how each goes back, whether it is usually secured, and what partners tend to review. The partner that reviews it decides and writes the terms. - [Working Capital Financing for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/business-loans/working-capital/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges working capital financing through lending partners for Nez Perce County businesses whose wages, supplier bills or taxes fall due before customers pay. It is usually short-term money repaid on a fixed schedule. The partner studies deposits and cash flow, then decides and prices any offer. - [Business Term Loans for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/business-loans/term-loans/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges business term loans through lending partners: one sum advanced up front and repaid in scheduled installments over a set term. Owners in Nez Perce County use them for remodels, expansion or refinancing. Partners review cash flow and existing debt, decide, and set any rate or term. - [Business Lines of Credit for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/business-loans/line-of-credit/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, sends credit line requests from valley owners to lending partners that offer revolving limits. A line sets a limit you draw against as bills arrive; interest usually runs only on what is drawn, and repaid amounts can often be drawn again. Partners review statements and credit, decide, and set the limit, rate and terms. - [Inventory Financing for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/business-loans/inventory-financing/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges inventory financing through lending partners for Nez Perce County retailers and wholesalers buying stock ahead of sales. The goods usually serve as collateral, and the partner may file a UCC financing statement. Partners review sell-through and supplier invoices, decide, and set any rate or term. - [Equipment Financing and Leasing for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/equipment-financing/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges equipment financing through lending partners for Nez Perce County businesses buying machines, vehicles for the work and fixtures. The equipment usually secures the deal, and it may be structured as a loan, a lease or an equipment finance agreement. The partner decides, then sets the rate and term of any offer. - [Merchant Cash Advances for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/merchant-cash-advance/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, explains merchant cash advances and places them with funding partners. A merchant cash advance is not a loan: the funder buys part of your future card or bank receipts and collects them through remittances until an agreed total is reached. Partners decide and set every term. ## Industries - [Business Financing by Industry in Lewiston, ID](https://wheatpeaklenders.com/industries/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, works with four sectors its lending partners have confirmed: construction, retail and wholesale, restaurants, and medical and dental practices. This page matches each to the funding options that tend to fit, with Nez Perce County employer counts from the Census Bureau's 2023 County Business Patterns. - [Contractor and Construction Financing for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/industries/construction/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges contractor financing through lending partners for builders and specialty trades in Nez Perce County, which had 145 construction employer establishments in 2023. Equipment financing, credit lines and working capital are the usual fits. Partners review the business, decide, and set any rate or term. - [Retail Store Financing for Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/industries/retail/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, arranges retail store financing through lending partners. Retail had 180 employer establishments in Nez Perce County in 2023, more than any other sector. Inventory financing, credit lines and equipment financing are the usual fits. Partners review sales and records, decide, and set any rate or term. ## Guides and calculators - [Lewis-Clark Valley Business Funding Guides and Calculator](https://wheatpeaklenders.com/resources/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, keeps three guides and one calculator here: a two-state checklist for businesses working in Lewiston, ID and Clarkston, WA, a Lewiston license renewal and search guide, a directory of free help across the valley, and a business loan payment calculator. Treat none of them as legal or tax advice. - [Lewiston, ID and Clarkston, WA: A Two-State Business Checklist Before You Apply](https://wheatpeaklenders.com/resources/lewiston-id-and-clarkston-wa-two-state-business-checklist/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, wrote this checklist for owners whose work crosses between Lewiston, ID and Clarkston, WA. It shows how to tell which state, county and city an address answers to, and what lending partners tend to ask a business with ties to both states. Requirements themselves are for the states and cities. - [Lewiston, Idaho Business License: Renewal, Search and City Requirements](https://wheatpeaklenders.com/resources/lewiston-id-business-license-guide/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, put this guide together because owners searching for the city of Lewiston business license usually want to renew or find an existing one. It covers where to look, how to locate your own records, how city, county and state records differ, and what lenders ask to see. - [Small Business Help in Lewiston, ID and the Lewis-Clark Valley](https://wheatpeaklenders.com/resources/lewis-clark-valley-small-business-resources/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, lists the kinds of free and low-cost help available to valley owners: SBDC advising on the Idaho and Washington sides, chambers of commerce, economic development groups and city offices, on the Idaho and Washington sides. Wheatpeak Lenders has no affiliation with any of them, and they do not endorse us. - [Business Loan Payment Calculator for Lewiston, ID Retailers](https://wheatpeaklenders.com/resources/business-loan-calculator/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, offers this free business loan payment calculator. Type in a loan amount, an annual rate and a term in months, and it returns the monthly payment, total interest and total repaid for a fixed-payment loan. Results are estimates from your own inputs, not offers; lending partners set actual rates and terms. ## Areas served - [Business Financing in Lewiston, Idaho: Nez Perce County, ID Facts and Next Steps](https://wheatpeaklenders.com/lewiston-id/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, has its listed address on Thain Rd, inside ZIP 83501. This page sets out Census figures for Nez Perce County and ZIP 83501 employers, building permits and self-employment, then points to license, permit and property questions owners raise before they ask a partner for funding. - [Lewis-Clark Valley Communities Served From Lewiston, ID](https://wheatpeaklenders.com/service-areas/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, works with owners across the Lewis-Clark Valley from one listed address on Thain Rd. Clarkston, WA and Moscow, ID have their own pages; nearby towns in Nez Perce, Latah, Asotin, Whitman and Lewis counties are described below with their own ZIP figures, labelled as ZIP figures. - [Business Funding for Clarkston, Washington From Lewiston, ID](https://wheatpeaklenders.com/service-areas/clarkston-wa/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, takes Clarkston, WA requests by phone and online. Clarkston is in Asotin County, Washington, about 3.8 miles from Lewiston, ID; its ZIP, 99403, had 413 employer establishments in 2023. Partners decide whether to fund Washington businesses and set any rate or term. - [Business Funding for Moscow, Idaho From Lewiston, ID](https://wheatpeaklenders.com/service-areas/moscow-id/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, takes Moscow, ID requests by phone and online. Moscow is in Latah County, Idaho, about 23.8 miles north of Lewiston, ID; its main ZIP, 83843, had 758 employer establishments in 2023. Each request is reviewed, decided and priced by a lending partner. ## Company - [Lewiston, Idaho Business Funding Broker for the Lewis-Clark Valley](https://wheatpeaklenders.com/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, connects Nez Perce County owners with lending partners for working capital, term loans, lines of credit, inventory and equipment financing, and merchant cash advances. Wheatpeak Lenders is a broker, not a lender: partners review each request, make the decision and set any rate or term, and you choose whether to accept. - [How Wheatpeak Lenders Works With Lewiston, ID Owners](https://wheatpeaklenders.com/how-it-works/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, works in four steps: a call about the bill, a match between the bill and an option, a lending partner's underwriting review, and your decision. This page explains what underwriters look at, why timing varies, and how to compare an APR with a factor rate. - [Business Funding Questions From Lewiston, ID Owners](https://wheatpeaklenders.com/faq/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, answers the questions Nez Perce County owners raise before they apply: what a broker does, whether an EIN is enough, how long an LLC should exist, personal loans used for business, and merchant cash advances. Every answer points to a fuller page on this site. - [Request Business Funding Options in Lewiston, ID](https://wheatpeaklenders.com/apply/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, opens every request with a short form: full name, phone, email and business name, ranges for time in business, annual revenue and requested amount, and a consent checkbox. We call you to ask what the money is for, then explain which options a lending partner may review. The partner then rules on it and names the terms. - [About Wheatpeak Lenders, a Funding Broker in Lewiston, ID](https://wheatpeaklenders.com/about/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, uses 235 Thain Rd as its listed address. Wheatpeak Lenders is a broker, not a lender: it explains six funding options, helps owners prepare a request, and routes it to lending partners, which decide and set every rate and term. It arranges business funding only. - [Contact Wheatpeak Lenders in Lewiston, ID](https://wheatpeaklenders.com/contact/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, answers at (208) 439-3933 and through the short request form. Its listing puts it at 235 Thain Rd, Lewiston, ID 83501. Calling is the quickest way to describe the bill and hear which funding options deserve a partner's review. - [Broker Disclosures for Wheatpeak Lenders, Lewiston, ID](https://wheatpeaklenders.com/disclosures/): Wheatpeak Lenders, a small-business funding broker in Lewiston, Idaho, sets out here what the broker relationship means. Wheatpeak Lenders is a broker, not a lender. Lending partners read each request, decide on credit and fix the rates and terms. A merchant cash advance is not a loan. Calculator results are estimates, not offers. ## Optional - [Full text of every page](https://wheatpeaklenders.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://wheatpeaklenders.com/sitemap.xml)